Privacy Policy

1. Introduction

Heilerick LLC ("we," "our," "us," or "Company") is committed to protecting your privacy and maintaining the strictest confidentiality regarding your wealth, investment, and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you engage our wealth management, real estate investment, and legacy planning services.

Please read this Privacy Policy carefully. Your privacy is paramount, and we maintain the highest standards of confidentiality and data protection. Your use of our services signifies your acceptance of this Privacy Policy.

2. Information We Collect

Wealth and Investment Information

• Personal Identification: Full legal name, date of birth, Social Security number, government IDs, and passport information
• Contact Information: Primary and secondary addresses, phone numbers, email addresses, and emergency contacts
• Financial Profile: Net worth estimation, asset composition, income sources, liabilities, and financial objectives
• Investment Information: Investment goals, risk tolerance, investment experience, and timeline for objectives
• Account Information: Bank accounts, brokerage accounts, investment holdings, real property details, and asset locations
• Transaction Data: Investment transactions, real estate dealings, purchase agreements, and financial statements
• Tax Information: Tax returns, 1099 forms, K-1s, and other tax documentation for compliance and planning
• Estate Planning Data: Will information, trust documents, beneficiary designations, and succession plans

Information Collected Automatically

• Website Usage Data: Pages visited, time spent, click patterns, navigation preferences, and browsing behavior
• Device Information: Browser type, operating system, IP address, device identifiers, and connection type
• Cookies and Similar Technologies: We use cookies to maintain secure sessions and analyze website usage patterns

3. How We Use Your Information

We use the information we collect exclusively for the following purposes:

• To provide comprehensive wealth management and advisory services
• To identify and evaluate real estate investment opportunities
• To develop and implement investment strategies aligned with your objectives
• To provide estate and legacy planning services
• To manage accounts, process transactions, and execute investments
• To provide tax-efficient planning and coordination with your tax professionals
• To maintain account records and generate performance reports
• To comply with legal, regulatory, and tax requirements
• To communicate regarding your accounts and services
• To prevent fraud and protect against unauthorized access
• To improve our services and website functionality
• To respond to inquiries and provide client support

4. Legal Basis for Processing (CCPA Compliance)

Under California Consumer Privacy Act (CCPA) requirements, we process your information based on:

5. Information Sharing and Disclosure

We Share Information Only In These Circumstances:

• With Service Providers: Custodians, brokers, accountants, attorneys, and tax professionals under strict confidentiality agreements
• With Your Explicit Consent: Only to third parties you specifically authorize in writing
• Legal Compliance: When required by law, court order, regulatory authority, IRS, or law enforcement
• Protection of Rights: To prevent fraud, protect safety, or enforce legal agreements
• Business Transitions: In connection with merger, acquisition, or sale of company assets (with appropriate notification)

We absolutely DO NOT sell your personal information to third parties. Period.

6. Wealth and Asset Confidentiality

Heilerick maintains the strictest confidentiality standards regarding your wealth and assets:

• Your net worth and asset composition remain completely confidential
• Investment strategy and allocation decisions are private and protected
• Real estate holdings and property information are strictly confidential
• Family succession plans and estate structures remain private
• Transaction details and deal terms are protected from unauthorized disclosure
• Account balances and performance are known only to authorized personnel
• Tax-sensitive information is handled with utmost care and discretion

7. Data Security & Protection

We implement institutional-grade security measures to protect your sensitive wealth and financial information:

• Encryption: Military-grade encryption (TLS 1.3+) for all data in transit and AES-256 for data at rest
• Access Controls: Multi-factor authentication, role-based access, and principle of least privilege
• Secure Infrastructure: Bank-grade security systems with redundancy and continuous monitoring
• Firewalls & Intrusion Detection: Advanced network security with 24/7 monitoring
• Regular Security Audits: Annual third-party security assessments and penetration testing
• Employee Training: Mandatory confidentiality and data security training for all team members
• Physical Security: Secure document storage with limited access and environmental controls
• Secure Destruction: Certified destruction of sensitive documents after retention period
• Disaster Recovery: Comprehensive backup systems and business continuity planning

Note: We maintain continuous vigilance over security practices. While no system is 100% secure, we employ institutional-level protections comparable to major financial institutions.

8. Your Privacy Rights (CCPA)

As a California resident, you have specific rights regarding your personal information:

How to Exercise Your Rights

To exercise any of these rights, contact us using the information in Section 10. Include "Privacy Request" in your subject line and specify which right you are exercising. Provide sufficient information for identity verification. We will respond within 45 days. Some information may be subject to legal retention requirements for investment and tax purposes.

9. Cookies and Tracking Technologies

Our website uses cookies to:

• Maintain secure user sessions and authentication
• Remember your preferences and account settings
• Analyze website traffic for improvement purposes
• Prevent fraudulent activity and ensure security

Cookie Types:

• Essential: Required for website functionality and security
• Analytics: Help us understand website usage patterns
• Preference: Remember your settings and choices

You can control cookies through your browser settings. Note that disabling certain cookies may affect website functionality.

10. Contact Information for Privacy Requests

11. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices, technology, or legal requirements. Material changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services constitutes acceptance of any updates. We encourage you to review this policy regularly.

12. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices. We encourage you to review their policies before providing information or conducting business.

13. California Privacy Rights Summary

Under CCPA, California residents have specific rights:

14. Wealth Management-Specific Privacy

Heilerick recognizes the highly sensitive nature of wealth management information:

• Asset Confidentiality: Your total net worth and asset holdings remain completely private
• Investment Privacy: Your specific investments and allocations are protected
• Real Estate Privacy: Property holdings and real estate transactions are confidential
• Transaction Secrecy: Deal terms, negotiations, and specific transactions are private
• Family Structure: Family relationships and succession plans remain confidential
• Tax Planning: Tax strategies and tax-sensitive information are strictly protected
• Financial Statements: Personal financial information is never disclosed without authorization

15. Regulatory Compliance

Heilerick LLC commits to compliance with:

• SEC Regulations: Securities and Exchange Commission requirements
• FINRA Rules: Financial Industry Regulatory Authority standards
• CCPA: California Consumer Privacy Act
• State Laws: California and applicable state regulations
• IRS Requirements: Tax reporting and compliance
• Industry Best Practices: Wealth management privacy standards

16. Data Breach Notification

In the unlikely event of a data breach, we will:

• Notify affected individuals without unreasonable delay
• Provide detailed information about the breach
• Recommend protective measures for your accounts
• Comply with all California and federal notification laws
• Conduct thorough investigation and implement safeguards

17. Questions or Concerns

If you have any questions about this Privacy Policy or our privacy practices, please don't hesitate to contact us. We are committed to addressing your concerns and maintaining your trust.